
Save, Send & Receive
Money Seamlessly
Do more with Instance App. Save, Transfer, buy utilities across 52 countries, send, and receive money globally with ease

Global and local
payment
On Instance, we make it easy to send money across borders.
- Transfer locally or globally. The beneficiary gets instant value.
- No limit to any amount you want to transfer, locally or globally.
- Multiple transfer option. Send money locally, globally, to a crypto wallet, to email, to QR, or via an NFC card.

Now is the time to
Build a savings culture
We have made setting up your Savings Plan easy by offering pre-packaged and profitable plans with flexible withdrawal windows and automated setup.

Avis Charles| CEO of Fuspay
“Instance is helping many people achieve their financial goals via our savings plans designed to accomodate various flexibility.


Save & Hedge Against inflation
Not interested in automated savings? No issue—you can manually top up your Instance savings account whenever you want, wherever you are.

Auto save
Choose to either automatically save daily, weekly, or monthly. Once done, our system takes care of the rest. You have complete control over your settings.

Saving Made Easy
Enjoy automated savings, quick manual savings top up, and competitive interest rates. Up to 8% per annum.
Easy merchant payment
With Instance NFC, you can easily pay merchants with a single tap of your NFC card to a merchant’s NFC enabled dvice.
- Single-tap payment
- Direct virtual asset payment
- Transaction security

Seamless Customer Experience
The app is designed with customer experience in mind. Transfer, funding, and withdrawal has been designed to be intuitive and seamless. Fund and withdraw from your wallet at the click of a button. Also, we have provided you with a floating in-app notification widget that keeps you updated about your pending transactions
- Real time assistant
- Efficient payment processor network

Use Instance Everywhere
Instance is the global financial product that helps you gain financial freedom. You can transfer any amount of funds to any part of the world. You are your bank, no regulations imposed.
Present countries of coverage:
- Nigeria
- South Africa
- Ghana
- Kenya
- Uganda
- Tanzania
- Zimbabwe
- Angola
- Togo
- Morocco
- Saudi Arabia


Instance App FAQs
Frequently asked questions
Instance is a Finance app that allows you to save in dollars (USDT). On funding your instance wallet your money is converted to a stable coin (USDT), helping you hedge against inflation.Instance allows you to:
- transfer funds locally & across borders,
- Save and get a profit of up to 8% on your savings,
- Spend your crypto currency (USDT) directly from your wallet by using it to pay merchants via our NFC card & feature.
Instance is the name of our product. Our company, Fuspay Technologies Inc, Is incorporated in Delaware, United States.
Instance app allow you to spend directly from USDT to any bank account in your country
Instance is a finance technology company providing finance solution to both individuals and businesses; We leverage on blockchain technology In Deliverying our solutions.
Your instance app is designed with an inbuilt chat. Go to your transaction record, click on it to open the chat you can directly chat with the Customer support about the transaction.
Also you can message through the contact us page or via mail. [email protected].
For more info, please join our Telegram community.
Still have questions?
If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.
Wallets
Upon signing up and logging in you get a default wallet. The wallet of the country you used to sign up
To create additional wallets, click on the create wallet icon on the app homepage and select the country of the wallet from the presented country dropdown.
You can create wallets from all the countries where we are presently operating. Presently, we operate in about 10 countries.
The include: Nigeria, South Africa, Ghana, Kenya, Uganda, Tanzania, Zimbabwe, Angola, Togo, Morocco, and Saudi Arabia.
No, you cannot. You can only have one wallet for each country available.
Login to the Instance app
- Click on payment on the home page
- Click on the fund Icon
- Input the amount you would like to fund
- Fund the account details shown to you
- Upload the payment evidence
- Submit the request
You can add any bank of your choice. We support all banks.
There is no minimum amount.
The minimum for funding is $1.5 prorated to the local currency rate of the wallet you’re funding
Upon uploading your payment evidence, your wallet would be funded in 10 mins.
Presently, our crypto (USDT) transfer are done only over the TRON network (TRC-20)
- Savings are specific amount of money deducted from your default wallet into another wallet, the Savings Wallet
- Instance Savings plans are nicely pre-packaged products that save you the stress of setting up your own savings plans.
- You can edit your Savings plan mid way. Amount and the interval of deduction can be edited. You might have set up your savings to be 10,000 naira every month, you could decide to change it to 5,000 naira every week.
On Instance we have pre packaged you some savings plans to make things easy for you. All you have to do is activate the savings package of your choice.
There are 3 pre-packaged savings plans on instance:
- Silver Plan
- Gold Plan
- Platinum
All you have to do to setup a savings plan is to choose a savings package and click on fund to activate the savings package of your choice.
Yes, you can edit the amount you would like to be saving and the interval (Daily, Weekly, Monthly).
Interest is calculated on savings every 24hrs.
You can earn up to 8% per annum on your savings plans
Yes, however, if you withdraw from your savings when the withdraw window is not yet available for your Savings plan, you incurr an early savings withdrawal penalty.
Yes, there is a penalty for closing your savings early. It’s there to discourage you from closing your Savings and not meeting your financial goals.
Still have questions?
If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.
Savings
- Savings are specific amount of money deducted from your default wallet into another wallet, the Savings Wallet
- Instance Savings plans are nicely pre-packaged products that save you the stress of setting up your own savings plans.
- You can edit your Savings plan mid way. Amount and the interval of deduction can be edited. You might have set up your savings to be 10,000 naira every month, you could decide to change it to 5,000 naira every week.
On Instance we have pre packaged you some savings plans to make things easy for you. All you have to do is activate the savings package of your choice.
There are 3 pre-packaged savings plans on instance:
- Silver Plan
- Gold Plan
- Platinum
All you have to do to setup a savings plan is to choose a savings package and click on fund to activate the savings package of your choice.
Yes, you can edit the amount you would like to be saving and the interval (Daily, Weekly, Monthly).
Interest is calculated on savings every 24hrs.
You can earn up to 8% per annum on your savings plans
Yes, however, if you withdraw from your savings when the withdraw window is not yet available for your Savings plan, you incurr an early savings withdrawal penalty.
Yes, there is a penalty for closing your savings early. It’s there to discourage you from closing your Savings and not meeting your financial goals.
Still have questions?
If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.