Save, Send & Receive
Money Seamlessly

Do more with Instance App. Save, Transfer, buy utilities across 52 countries, send, and receive money globally with ease

Global and local
payment

On Instance, we make it easy to send money across borders.

  • Transfer locally or globally. The beneficiary gets instant value.
  • No limit to any amount you want to transfer, locally or globally.
  • Multiple transfer option. Send money locally, globally, to a crypto wallet, to email, to QR, or via an NFC card.

Now is the time to

Build a savings culture

We have made setting up your Savings Plan easy by offering pre-packaged and profitable plans with flexible withdrawal windows and automated setup.

Avis Charles| CEO of  Fuspay

Avis Charles| CEO of Fuspay

“Instance is helping many people achieve their financial goals via our savings plans designed to accomodate various flexibility.

Save & Hedge Against inflation

Not interested in automated savings? No issue—you can manually top up your Instance savings account whenever you want, wherever you are.

Auto save

Choose to either automatically save daily, weekly, or monthly. Once done, our system takes care of the rest. You have complete control over your settings.

Saving Made Easy

Enjoy automated savings, quick manual savings top up, and competitive interest rates. Up to 8% per annum.

Easy merchant payment

With Instance NFC, you can easily pay merchants with a single tap of your NFC card to a merchant’s NFC enabled dvice.

Seamless Customer Experience

The app is designed with customer experience in mind. Transfer, funding, and withdrawal has been designed to be intuitive and seamless. Fund and withdraw from your wallet at the click of a button.  Also, we have provided you with a floating in-app notification widget that keeps you updated about your pending transactions

Use Instance Everywhere

Instance is the global financial product that helps you gain financial freedom. You can transfer any amount of funds to any part of the world. You are your bank, no regulations imposed.

Present countries of coverage:

Get started

Start transacting

Sign up for Instance today

Instance App FAQs

Frequently asked questions

What is Instance?

Instance is a Finance app that allows you to save in dollars (USDT). On funding your instance wallet your money is converted to a stable coin (USDT), helping you hedge against inflation.Instance allows  you to:

  •  transfer funds locally & across borders,
  • Save and get a profit of up to  8% on your savings,
  • Spend your crypto currency (USDT) directly from your wallet by using it to pay merchants via our NFC card & feature.
Where is Instance Incorporated?

Instance is the name of our product. Our company, Fuspay Technologies Inc, Is incorporated in Delaware, United States.

In which countries does Instance operate?
Presently, Instance is present in the following ten countries: Nigeria, South Africa, Ghana, Kenya, Uganda, Angola, Togo, Zimbabwe, Tanzania, Morocco.
Why should I choose Instance over other apps?

Instance app allow you to spend directly from USDT to any bank account in your country

Is Instance a crypto company?

Instance is a finance technology company providing finance solution to both individuals and businesses; We leverage on blockchain technology In Deliverying our solutions.

If I have a complaint, how can I contact Instance?

Your instance app is designed with an inbuilt chat. Go to your transaction record, click on it to open the chat you can directly chat with the Customer support about the transaction. 

Also you can message through the contact us page or via mail. [email protected].

For more info, please join our Telegram community.

Still have questions?

If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.

Wallets
Do I need to perform KYC?
All the details needed to sign up for our platform is your email, and country.
What ID card do I need to submit?
You don’t need to submit any ID card.
How do I create a wallet?

Upon signing up and logging in you get a default wallet. The wallet of the country you used to sign up

To create additional wallets, click on the create wallet icon on the app homepage and select the country of the wallet from the presented country dropdown.

How many different wallets can I create?

You can create wallets from all the countries where we are presently operating. Presently, we operate in about 10 countries.

The include: Nigeria, South Africa, Ghana, Kenya, Uganda, Tanzania, Zimbabwe, Angola, Togo, Morocco, and Saudi Arabia.

Can I have two different wallets of the same country?

No, you cannot. You can only have one wallet for each country available.

How do I fund my wallet?

Login to the Instance app

  • Click on payment on the home page
  • Click on the fund Icon
  • Input the amount you would like to fund
  • Fund the account details shown to you
  • Upload the payment evidence
  • Submit the request
What are the bank accounts that I can add on Instance?

You can add any bank of your choice. We support all banks.

What's the minimum amount I can withdraw from my wallet?

There is no minimum amount.

What is the minimum amount i can fund my wallet?

The minimum for funding is $1.5 prorated to the local currency rate of the wallet you’re funding

How long does it take for my Instance Wallet to be funded?

Upon uploading your payment evidence, your wallet would be funded in 10 mins.

What are the crypto networks available?

Presently, our crypto (USDT) transfer are done only over the TRON network (TRC-20)

How does Instance Savings work?
  • Savings are specific amount of money deducted from your default wallet into another wallet, the Savings Wallet
  • Instance Savings plans are nicely pre-packaged products that save you the stress of setting up your own savings plans.
  • You can edit your Savings plan mid way. Amount and the interval of deduction can be edited. You might have set up your savings to be 10,000 naira every month, you could decide to change it to 5,000 naira every week.
How many savings plans can I create?

On Instance we have pre packaged you some savings plans to make things easy for you. All you have to do is activate the savings package of your choice.

How many savings plans are on Instance?

There are 3 pre-packaged savings plans on instance:

  • Silver Plan
  • Gold Plan
  • Platinum
How can I setup a savings plan?

All you have to do to setup a savings plan is to choose a savings package and click on fund to activate the savings package of your choice.

Can I edit my savings plan after activating them?

Yes, you can edit the amount you would like to be saving and the interval (Daily, Weekly, Monthly).

When do I start earning returns on my Savings?

Interest is calculated on savings every 24hrs.

What is the highest returns I can earn on my Savings?

You can earn up to 8% per annum on your savings plans

Can I withdraw out of my savings anytime?

Yes, however, if you withdraw from your savings when the withdraw window is not yet available for your Savings plan, you incurr an early savings withdrawal penalty.

Do I incur a penalty for closing my savings plan earlier than the right closing date?

Yes, there is a penalty for closing your savings early. It’s there to discourage you from closing your Savings and not meeting your financial goals.

Still have questions?

If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.

Savings
How does Instance Savings work?
  • Savings are specific amount of money deducted from your default wallet into another wallet, the Savings Wallet
  • Instance Savings plans are nicely pre-packaged products that save you the stress of setting up your own savings plans.
  • You can edit your Savings plan mid way. Amount and the interval of deduction can be edited. You might have set up your savings to be 10,000 naira every month, you could decide to change it to 5,000 naira every week.
How many savings plans can I create?

On Instance we have pre packaged you some savings plans to make things easy for you. All you have to do is activate the savings package of your choice.

How many savings plans are on Instance?

There are 3 pre-packaged savings plans on instance:

  • Silver Plan
  • Gold Plan
  • Platinum
How can I setup a savings plan?

All you have to do to setup a savings plan is to choose a savings package and click on fund to activate the savings package of your choice.

Can I edit my savings plan after activating them?

Yes, you can edit the amount you would like to be saving and the interval (Daily, Weekly, Monthly).

When do I start earning returns on my Savings?

Interest is calculated on savings every 24hrs.

What is the highest returns I can earn on my Savings?

You can earn up to 8% per annum on your savings plans

Can I withdraw out of my savings anytime?

Yes, however, if you withdraw from your savings when the withdraw window is not yet available for your Savings plan, you incurr an early savings withdrawal penalty.

Do I incur a penalty for closing my savings plan earlier than the right closing date?

Yes, there is a penalty for closing your savings early. It’s there to discourage you from closing your Savings and not meeting your financial goals.

Still have questions?

If you can’t find answers to your questions in the FAQ section, you can always contact us. We will get back to you shortly.

Ready to get started?

Ready to get started?

Grow your income with Instance today

Send and receive money from anyone, anywhere.

At Instance, we are a provider of payment infrastructure your business need to be interoperable and scale globally with ease. We are dedicated to facilitating global financial inclusion by connecting all wallet providers together to create a more inclusive global payment ecosystem.

© Copyright 2023 · Fuspay Technology Inc.  |  Trade Name: Instance